NEW
Automotive Finance Technology

Win more
subprime

deals. Faster.

Subprime Pro gives dealers the data, connections, and automation to secure approvals, move inventory, and maximize profitability — every single day.

100K+
Vehicles Available
74%
Avg Approval Rate
10s
Deal Build Time
SP
OverviewMay 1 – May 31, 2024
Deals Submitted
127
+8%
Approval Rate
68%
+11%
Avg Profit/Deal
$1,842
+13%
Funded
$2.48M
+32%
Recent Deals
Jadell K.RoadHome$18,500Approved
Mike A.AutoMax$22,300Pending
James F.GoFinance$28,000Approved
+32% Funded
This month
Deal built in 8s
Our Process

A proven 3-step process.
More approvals. More profit.

01

Understand

We learn your inventory, customers, and goals — then analyze lender policies to find the right opportunities.

02

Implement

We activate the platform, connect your vendors, and train your team for fast adoption.

03

Optimize

We continuously refine strategies, expand lender access, and drive better results month after month.

The Subprime Pro Platform

Everything you need
to win in subprime.

Powerful technology and unmatched lender intelligence — built exclusively for subprime dealers.

Lender Policy Intelligence

Live policy data so you submit with confidence and get better results every time.

Massive Vehicle Marketplace

Access a live inventory of over 100,000 vehicles from vetted dealers nationwide — find the perfect unit to build the perfect deal.

Inventory Matching

Match the right vehicle to the right lender and borrower, automatically.

Reporting & Insights

Actionable reports that show what's working and where to grow.

Unified Messaging

SMS, email, calls — one inbox. Built-in phone system with automation.

Magic Build

Generate fully bank-compliant deals in under 10 seconds. Every time.

All Customers
Hot Leads
Pipeline
M
Marcus T.🔥 HOT
PrimeSUV
720
Credit Score
Approved
J
Jayla R.
SubprimeSedan
580
Credit Score
Working
D
Devon K.🔥 HOT
Near-PrimeTruck
640
Credit Score
Contacted
A
Aaliyah W.
SubprimeVan
510
Credit Score
New Lead
214 active leads this week
CRM & Customer Management

Your entire customer
pipeline, in one place.

Track every lead from first contact to funded deal. Hot lead alerts, credit profiles, pipeline stages, co-signer management, and full communication history — all connected.

Drag-and-drop pipeline with custom stages
Hot lead auto-expiry with 🔥 visual alerts
Full credit & document management per customer
Co-signer & association tracking built in
Deals, Calculator & Magic Build

Build a bank-ready deal
in under 10 seconds.

Magic Build auto-calculates taxes, fees, lender rules, trade-ins, and payment structures in real time. Output a complete deal folder, Bill of Sale, and compliance docs — instantly.

Live deal builder with lender-specific rules
Auto-generate Bill of Sale, deal folders, and docs
Track gross profit, pack, reserve, and F&I backend
Bank application tracker with multi-lender support
⚡ Magic BuildCOMPLETE
2021 Ford F-150 XLT — #S4892
Sale Price
$42,500
Down Payment
$3,000
Trade Allowance
$8,200
Amount Financed
$31,300
APR
18.9%
Monthly Pmt
$842
FRONT GROSS
$4,250
BACK GROSS
$2,800
Bill of Sale
Deal Folder
Compliance Docs
Marcus Thompson
Hi Marcus! Your F-150 is ready. Can we connect today?
9:12am
Yes! What time works? I can do 2pm.
9:28am
Perfect — see you at 2pm. I'll have the paperwork ready 👍
9:30am
Great, thanks!
9:31am
Type a message...
Unified Messaging & Phone

SMS, email, calls —
one inbox.

A fully integrated communication hub with a built-in phone system. Call, text, and email customers without ever leaving the platform. Every interaction is logged, recorded, and searchable automatically.

Built-in WebRTC calling — browser or phone bridge
Two-way SMS with auto-replies and templates
Full email composer with signature management
Missed call auto-text with call recording & transcription
Inventory & Marketplace

Source, manage, and move inventory
smarter than ever.

Full inventory management plus a live dealer marketplace — browse other dealers' inventory, find the perfect unit, and move aged stock faster.

Smart Inventory

  • Stock numbers auto-generated from VIN
  • Market values pulled live
  • Vehicle photos with studio AI mode
  • Location & status tracking

Dealer Marketplace

  • Browse & source from vetted dealers
  • See live dealer inventory & pricing
  • Wholesale & retail deal support
  • Find the right unit to build the right deal

Market Intelligence

  • Competitor pricing tracked live
  • Vehicle condition matrix
  • Market guide for trade valuations
  • Aging reports to price to sell
Reporting, P&L & Commissions

Know your numbers.
Every single day.

Executive P&L, commission tracking, floor plan management, and expense reports — all in real time. No spreadsheets, no guesswork.

Live gross profit and net P&L by month and deal
Commission calculator with tiered bonus tracking
Expense management with vendor & invoice tracking
Floor plan charges, curtailments, and aging
Executive DashboardMay 2024
Total Revenue
$892,400
+18% vs last month
Net Profit
$124,800
+22% vs last month
Total Expenses
$48,200
-3% vs last month
Deals Funded
47
+8% vs last month
Monthly Gross Profit
JanAprJulOctDec
What Dealers Are Saying

Real results from real dealers.

"Magic Build alone saves my team 2+ hours per day. We submit cleaner deals, get faster approvals, and our gross is up 22% since we switched."

D
Derek M.
GM, Summit Auto Group

"The lender policy intelligence is unreal. We stopped guessing which bank to send deals to. Our approval rate went from 51% to 74% in 3 months."

T
Tanisha B.
Finance Manager, Velocity Auto

"Having inventory, deals, messaging, and P&L all in one place changed everything. I can run my whole store from my phone. Nothing comes close."

J
Jay C.
Owner, Prime Motors
Simple, Transparent Pricing

Plans built for dealers
who want to grow.

Launch Partner Pricing
Early dealer partners can lock in preferred launch rates before public pricing increases.
Annual BillingMonthly Billing
Independent
1–3 users included
For solo operators and small finance teams.
$499/mo
+ $299 onboarding
  • Core CRM & Customer Pipeline
  • Magic Build Deal Calculator
  • Inventory Management
  • Vehicle Marketplace Access
  • Gross & Commission Tracking Essentials
  • Performance Dashboard
  • Unified Messaging
  • Email Support
MOST POPULAR
Team
4–8 users included
For growing teams that need collaboration and control.
$899/mo
+ $499 onboarding
  • Everything in Independent
  • Staff Permissions & Roles
  • Collaborative Deal Sharing
  • Advanced Reporting & Analytics
  • Lender Policy Intelligence
  • Inventory Management & Auto Stock # Generation
  • Team Performance Dashboard
  • Bank Application Tracker
  • Washout Deal & Chargeback Tracking
  • Priority Support
Full Suite
9+ users included
The full dealership operating system.
$1,299/mo
Onboarding Included — $799 Value
  • Everything in Team
  • Unlimited Users
  • Full Accounting & P&L
  • Chart of Accounts
  • Bank Reconciliation & Transactions
  • Expense & Vendor Management
  • Floor Plan Tracking
  • Ownership Splits & Executive Reporting
  • Custom Documents & Compliance
  • Dedicated Success Manager
Ready to Win More Deals?

Let's put more approvals
and more profit in
your store.

See how Subprime Pro can transform your dealership.